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Short Term and Long Term Disability

Short Term and Long Term Disability

Denial of Long Term Disability Claims: How MK Law Firm Can Help

Long Term Disability (LTD) benefits are meant to provide financial support for individuals who are unable to work due to a disability or illness. However, even when individuals are entitled to LTD benefits, insurance companies may deny their claims for a variety of reasons. This can leave individuals struggling to make ends meet, while also dealing with the physical and emotional toll of their disability or illness.

At MK Law Firm, we understand the challenges that individuals face when their LTD benefits are denied. Our experienced team of lawyers can help you navigate the legal process and fight for the benefits you deserve.

Common Reasons for Denial of LTD Claims

There are many reasons why an insurance company may deny an LTD claim. Some of the most common reasons include:

• Insufficient medical evidence: Insurance companies often require extensive medical evidence to support a disability claim. If they feel that the evidence is insufficient, they may deny the claim.
• Failure to meet policy requirements: LTD policies often have strict requirements that must be met in order to receive benefits. If an individual fails to meet these requirements, their claim may be denied.
• Pre-existing conditions: Insurance companies may deny a claim if they feel that the individual had a pre-existing condition that contributed to their disability.
• Incorrect or incomplete paperwork: Even a small error on an LTD claim form can result in a denial of benefits.

How MK Law Firm Can Help

If your LTD claim has been denied, don't give up. Our team of experienced lawyers can help you appeal the decision and fight for the benefits you deserve. Here are some of the ways we can help:

• Review your case: We will review your LTD claim, medical records, and any other relevant documentation to determine why your claim was denied and what legal options are available to you.
• Appeal the decision: We will help you prepare an appeal of the denial, ensuring that all necessary paperwork and medical evidence is included.
• Negotiate with the insurance company: We will negotiate with the insurance company on your behalf, working to secure the benefits you deserve.
• Represent you in court: If necessary, we can represent you in court to fight for your benefits.

At MK Law Firm, we know that dealing with a denied LTD claim can be overwhelming and stressful. That's why we offer compassionate, personalized legal representation to help you through the process. We are committed to fighting for your rights and ensuring that you receive the benefits you deserve.

Don’t wait. If your LTD claim has been denied, contact MK Law Firm today to schedule a free consultation and start fighting for your benefits.

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