Search
Close this search box.

Accident Lawyers In Toronto

If you are injured in an accident involving a motor vehicle, you are entitled to apply for medical, economic, and other benefits. It does not matter who is at fault for the accident. If you are injured because of a car accident, you are entitled to apply, even if you do not have insurance.

The amount and type of benefits available depend on the type of injury. There are three main categories of injuries: Minor injuries, Catastrophic, and Non-catastrophic.

A common dispute with the insurance company and the insurance adjuster is a difference of opinion with respect to the category of the injury.

Statutory accident benefits cover a wide range of damages, regardless of who caused the accident. SABS lists some of the available benefits:

  • Income replacement benefit – If you are unable to work because of your injuries, you can receive up to 70 percent of your gross weekly income (with a max figure of $400.00 per week and a max duration of 104 weeks). If you are unable to do any job that is reasonably suited for you can receive benefits past 104 weeks.
  • Non-earner benefit – If you don’t qualify for income replacement benefits but are at least 18 and “suffer a complete inability to carry on your normal life,” you can receive non-earner benefits, which entitle you to $185.00 per week for a period of 104 weeks.
  • Medical and rehabilitation benefits – Medical and rehabilitation benefits – covers medical and therapeutic expenses not covered under OHIP. Common items include physiotherapy, chiropractic, massage, acupuncture, medications, assistive devices, and home and vehicle modifications. There is a maximum amount available depending upon the severity of the injuries of $3500 for a Minor Injury, $65,000 for a non-catastrophic injury and $1,000,000 for a catastrophic injury unless you have optional benefits.
  • Attendant care benefits – If your injuries require you to hire an attendant to assist you with personal care activities, this benefit will provide you with up to $3,000 per month to help with the costs.
  • Expenses of immediate family members to the hospital.
  • Reimbursement for personal effects destroyed in an accident.
  • Funeral and Death Benefits

There are also other optional statutory accident benefits to which you may be entitled provided that you purchased these optional benefits. Common optional benefits are:

  • Housekeeping and Home Maintenance benefit – If applicable, you can receive up to $100 per week for this benefit.
  • Caregiver benefit – if you are a caregiver (which may include a parent) who no longer can perform your duties due to your injury, this benefit will provide you with $250 per week for the first person and $50 per week for each subsequent person. This benefit is only available if you have optional benefits or sustain a catastrophic impairment

If you have sustained a catastrophic injury, then there are enhanced accident benefits available to you. The following are the enhanced benefits available:

  • Medical and Rehabilitation Benefit -$1,000,000 payable over a lifetime
  • Housekeeping and Home Maintenance Benefit – $100/week for life
  • Services of a case manager
  • Expenses of visitors to the hospital
  • Lost education expenses
  • Reimbursement for personal effects destroyed in the accident
  • Caregiver benefit – $250/week for expenses incurred to continue to provide care, plus $50/week for each extra person.

Steps to Take After a Car Accident Has Occurred:

  1. Ensure that the police have been informed about the accident
  2. Notify your employer or school
  3. Notify the Accident Benefits insurance company within 7 days
  4. Check for access to other insurance coverage
  5. Keep receipts, dates, and records of all related expenses for both you and your family members (i.e. parking, hotel costs, days off work, time spent caring for the injured person, etc.)
  6. Inform your family doctor of the accident and your injury
  7. Record the names and addresses of the other motorists involved in the accident, along with the names and addresses of any witnesses

Call MK law Firm Services to ensure your rights are protected.

Disability benefits

Has your insurer denied your application for long-term disability benefits, even though you are up to date on your premiums and unable to work due to disability? There are options for legal recourse in the face of this unfair business tactic. Don’t give up and take the insurance company’s denial as the last word. You have the right to fight for your owed benefits.

Some of the commonly cited causes for denying long-term disability benefits include the insurance company’s claim that the insured:

  • Didn’t meet the requirements for the definition of disability;
  • Is no longer disabled as defined by the policy after two years;
  • Gave false medical information on the initial long-term disability application or otherwise misrepresented his or her health;
  • Doesn’t meet the qualifying time requirements for seeking benefits; and
  • Failed to meet the terms of the contract (such as failing to pay premiums according to the schedule).

Mk legal services will hold disability insurance companies accountable when they deny legitimate claims or terminate benefits without valid justification. We force disability insurers to live up to their obligations and honour the terms of their policies.

Service Areas

Motor Vehicle Accidents

Short term and long term disability

Slip and fall claims

Motor Vehicle Accidents

Those who have been injured in a motor vehicle accident, face a long road to recovery and an uncertain future. They deal with physical pain, emotional distress, financial issues, and more. This can be a lot to handle alone and it can be difficult to know where to turn. But one thing is certain: you need the right legal representation to get the compensation you deserve. That’s why it’s important to have an experienced personal injury lawyer in your corner.

Short term and long term disability

Long and short-term disabilities can have a significant impact on an individual’s quality of life. However, the process of applying for disability benefits can be complex and challenging. Insurance companies may try to deny or limit your claim, which can be frustrating and stressful. That is why it is important to have an experienced disability attorney on your side.

Slip and fall claims

Slip and fall accidents can happen to anyone, anywhere, at any time. If you have suffered an injury due to a slip and fall accident, you may be entitled to compensation for your damages. At our law firm, we have experience working with slip and fall claims and are committed to helping you receive the compensation you deserve.

What Our Clients Have To Say About Us

Maseer FormulieMaseer Formulie
02:05 25 Mar 23
Very amazing legal team and very professional. Great people who know what they’re doing. Great service and very helpful
FLEET GTAFLEET GTA
23:43 17 Mar 23
I like to thanking mr omar and David for the very hard work and being professionalTo be honest there the best I can write as much about them but it’s never enoughThank you very much and hoping all the success ?
MBMB
17:44 21 Dec 20
I want thank David and Omar for doing such a great job with my wife settlement case. my wife and I met in car accident in 2017 and we were advised to get separate lawyers to handle our case. To show how dedicated mk legal is to their clients. i am left with $9,000.00 in medical bills, I do not hear from and my lawyers and when ever i call they don't return my call, but Omar was constantly calling my wife with update. it didn't matter how small it was. he would call to see how she was keeping up and always making sure that she reaches her appointment. when she wanted to give up he always tell her that he knows its been three years but he will work hard to make sure that her medical bills are paid and also future medical bills will be cover just hold on. so said so did.Thanks MK legal staff for working so hard for my wife. my appreciation for your hard work .
Taheela BrownTaheela Brown
13:24 27 Nov 20
Mk legal goes above and beyond for me. They where professional, friendly and most of all they care. Omar was quick on responding to my calls ( which was a lot) and never get tired of answering any questions I had. I love that they didn’t provide me with a lot of paper work and use a lot legal terms that I wouldn’t understand.They kept it clear always and was very transparent. Everything they do was communicated. It was like I was apart of the team, a family of professional lawyers. I would recommend this company to everyone.Thanks Omar and the whole team that work at Mk legal services.Taheela Brown
Peter AmponsahPeter Amponsah
17:24 02 Mar 19
I have been dealing with my lawyer Omar for the past 2 1/2 years and my experience has been amazing. Having had no idea of where to go or what to do after my accident, I was blessed to find Omar and he made the anxiety and uncertainty I was feeling disappear. Within my time with him, he kept me informed and continued to encourag my journey to wellness. It was evident very early on that Omar was a professional that works from the heart. I am so satisfied with the outcome of my case that I am sharing as someone who was once skeptical but has come around. If you are in need of a respectful, ethical, justice-oriented experience, I highly recommend the services of MK Legal.
js_loader
FAQ

Hiring a personal injury lawyer is crucial for several reasons. First, a personal injury lawyer has experience in handling cases related to personal injuries, ensuring that you receive proper legal representation. They understand the intricacies of the legal system and can navigate through complex procedures on your behalf. Additionally, a personal injury lawyer can help assess the value of your claim accurately, ensuring that you receive fair compensation for your injuries, medical expenses, lost wages, and emotional distress. They will negotiate with insurance companies and other parties involved to protect your rights and maximize your chances of receiving the compensation you deserve.

A contingency fee basis is a common payment arrangement in personal injury cases. It means that you do not have to pay your personal injury lawyer upfront or on an hourly basis. Instead, the lawyer's fee is contingent upon the successful resolution of your case. If your lawyer successfully obtains compensation for you through a settlement or court verdict, they will receive a predetermined percentage of the awarded amount as their fee. However, if your case is not successful, you will generally not owe any legal fees, although you may still be responsible for other costs incurred during the legal process.

The time limit for filing a personal injury claim, known as the statute of limitations, varies depending on the jurisdiction and the type of injury. It is crucial to consult with a personal injury lawyer as soon as possible after your accident to ensure that you do not miss the deadline. Failing to file within the specified time limit can result in your claim being barred, meaning you may lose the right to seek compensation. To determine the specific time limit applicable to your case, it is best to consult with a personal injury lawyer who can provide accurate guidance based on your jurisdiction and circumstances.

To support your personal injury claim, it is important to provide your lawyer with relevant evidence. While the specific evidence required may vary depending on the circumstances of your case, common types of evidence include:
Medical records and bills: These help establish the extent of your injuries and the associated medical expenses.

  • Accident reports: This includes any police reports, incident reports, or documentation from the scene of the accident.
  • Witness statements: Statements from individuals who witnessed the accident can provide valuable testimony.
  • Photographs or videos: Visual evidence of the accident scene, injuries, property damage, or hazardous conditions can strengthen your claim.
  • Employment records: These can be used to demonstrate lost wages or diminished earning capacity.
  • Your personal injury lawyer will guide you on the specific evidence needed based on the unique details of your case.

Whether your case goes to trial or can be settled out of court depends on various factors, including the specific circumstances of your case, the willingness of the parties involved to negotiate, and the strength of the evidence. In many personal injury cases, the parties involved prefer to reach a settlement rather than going to trial. Settling out of court can save time, money, and the emotional stress of a trial. However, if a fair settlement cannot be reached through negotiations, your personal injury lawyer may advise taking the case to trial. They will prepare your case, present evidence, and advocate on your behalf to seek a favorable verdict. Ultimately, the decision to settle or go to trial is made in consultation with your lawyer, taking into account your best interests and the circumstances surrounding your case.

The time limit for filing a personal injury claim, known as the statute of limitations, varies depending on the jurisdiction and the type of injury. It is crucial to consult with a personal injury lawyer as soon as possible after your accident to ensure that you do not miss the deadline. Failing to file within the specified time limit can result in your claim being barred, meaning you may lose the right to seek compensation. To determine the specific time limit applicable to your case, it is best to consult with a personal injury lawyer who can provide accurate guidance based on your jurisdiction and circumstances.

Search
Close this search box.